United States · Federal pay 2026 · Cincinnati-Wilmington-Maysville, OH-KY-IN
Cincinnati-Wilmington-Maysville GS pay scale 2026
Locality pay in Cincinnati-Wilmington-Maysville is 21.93% in 2026, so GS pay runs from $27,537 a year (GS-1 step 1) to $197,200 (GS-15 step 10). A GS-12 step 1 earns $93,231, $3,723 more than in the Rest of U.S. area.
Pick a grade and step, or read the whole table below. Every figure is OPM’s own for this locality.
Cincinnati-Wilmington-Maysville · GS-12 step 1
$93,231 a year
$7,769.25 a month · $3,585.81 every two weeks, before tax
$16,768 of it is locality pay on top of the $76,463 base.
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| GS-1 | $27,537 | $28,460 | $29,375 | $30,287 | $31,201 | $31,736 | $32,642 | $33,554 | $33,592 | $34,443 |
| GS-2 | $30,962 | $31,698 | $32,725 | $33,592 | $33,967 | $34,966 | $35,964 | $36,963 | $37,962 | $38,960 |
| GS-3 | $33,784 | $34,911 | $36,038 | $37,164 | $38,291 | $39,418 | $40,544 | $41,671 | $42,797 | $43,924 |
| GS-4 | $37,924 | $39,188 | $40,453 | $41,717 | $42,982 | $44,246 | $45,510 | $46,775 | $48,039 | $49,304 |
| GS-5 | $42,430 | $43,845 | $45,259 | $46,674 | $48,088 | $49,502 | $50,917 | $52,331 | $53,746 | $55,160 |
| GS-6 | $47,298 | $48,874 | $50,451 | $52,028 | $53,604 | $55,181 | $56,757 | $58,334 | $59,910 | $61,487 |
| GS-7 | $52,559 | $54,311 | $56,063 | $57,816 | $59,568 | $61,320 | $63,072 | $64,824 | $66,576 | $68,328 |
| GS-8 | $58,207 | $60,147 | $62,087 | $64,027 | $65,967 | $67,906 | $69,846 | $71,786 | $73,726 | $75,666 |
| GS-9 | $64,290 | $66,434 | $68,577 | $70,721 | $72,864 | $75,008 | $77,151 | $79,295 | $81,438 | $83,582 |
| GS-10 | $70,797 | $73,157 | $75,516 | $77,875 | $80,235 | $82,594 | $84,954 | $87,313 | $89,672 | $92,032 |
| GS-11 | $77,785 | $80,379 | $82,972 | $85,566 | $88,159 | $90,752 | $93,346 | $95,939 | $98,533 | $101,126 |
| GS-12 | $93,231 | $96,339 | $99,447 | $102,555 | $105,663 | $108,771 | $111,879 | $114,987 | $118,095 | $121,203 |
| GS-13 | $110,865 | $114,561 | $118,256 | $121,952 | $125,648 | $129,343 | $133,039 | $136,735 | $140,430 | $144,126 |
| GS-14 | $131,009 | $135,376 | $139,744 | $144,112 | $148,479 | $152,847 | $157,214 | $161,582 | $165,949 | $170,317 |
| GS-15 | $154,100 | $159,237 | $164,374 | $169,511 | $174,648 | $179,785 | $184,921 | $190,058 | $195,195 | $197,200* |
* Held at the 2026 pay cap of $197,200 (level IV of the Executive Schedule).
How does Cincinnati-Wilmington-Maysville GS pay compare?
Cincinnati-Wilmington-Maysville has the 29th highest locality pay of the 58 areas. Step 1 of some grades, beside the base table and the Rest of U.S. area:
| Grade, step 1 | Cincinnati-Wilmington-Maysville | Base table | Rest of U.S. |
|---|---|---|---|
| GS-5 | $42,430 | $34,799 | $40,736 |
| GS-7 | $52,559 | $43,106 | $50,460 |
| GS-9 | $64,290 | $52,727 | $61,722 |
| GS-11 | $77,785 | $63,795 | $74,678 |
| GS-12 | $93,231 | $76,463 | $89,508 |
| GS-13 | $110,865 | $90,925 | $106,437 |
| GS-14 | $131,009 | $107,446 | $125,776 |
| GS-15 | $154,100 | $126,384 | $147,945 |
1 cell is held at the $197,200 cap: GS-15 step 10. It gets less than the full 21.93%.
What is the locality pay in other areas?
- Alaska 32.36%
- Albany-Schenectady 20.77%
- Albuquerque-Santa Fe-Las Vegas 18.33%
- Atlanta-Athens-Clarke County-Sandy Springs 23.79%
- Austin-Round Rock-Georgetown 20.35%
- Birmingham-Hoover-Talladega 18.24%
- Boston-Worcester-Providence 32.58%
- Buffalo-Cheektowaga-Olean 22.41%
- Burlington-South Burlington-Barre 19.45%
- Charlotte-Concord 19.67%
- Chicago-Naperville 30.86%
- Cleveland-Akron-Canton 22.23%
- Colorado Springs 20.15%
- Columbus-Marion-Zanesville 22.15%
- Corpus Christi-Kingsville-Alice 17.63%
- Dallas-Fort Worth 27.26%
- Davenport-Moline 18.93%
- Dayton-Springfield-Kettering 21.42%
- Denver-Aurora 30.52%
- Des Moines-Ames-West Des Moines 18.01%
- Detroit-Warren-Ann Arbor 29.12%
- Fresno-Madera-Hanford 17.65%
- Harrisburg-Lebanon 19.43%
- Hartford-East Hartford 32.08%
- Hawaii 22.21%
- Houston-The Woodlands 35%
- Huntsville-Decatur 21.91%
- Indianapolis-Carmel-Muncie 18.15%
- Kansas City-Overland Park-Kansas City 18.97%
- Laredo 21.59%
- Las Vegas-Henderson 19.57%
- Los Angeles-Long Beach 36.47%
- Miami-Port St. Lucie-Fort Lauderdale 24.67%
- Milwaukee-Racine-Waukesha 22.42%
- Minneapolis-St. Paul 27.62%
- New York-Newark 37.95%
- Omaha-Council Bluffs-Fremont 18.23%
- Palm Bay-Melbourne-Titusville 17.93%
- Philadelphia-Reading-Camden 28.99%
- Phoenix-Mesa 22.45%
- Pittsburgh-New Castle-Weirton 21.03%
- Portland-Vancouver-Salem 26.13%
- Raleigh-Durham-Cary 22.24%
- Reno-Fernley 17.52%
- Richmond 22.28%
- Rochester-Batavia-Seneca Falls 17.88%
- Sacramento-Roseville 29.76%
- San Antonio-New Braunfels-Pearsall 18.78%
- San Diego-Chula Vista-Carlsbad 33.72%
- San Jose-San Francisco-Oakland 46.34%
- Seattle-Tacoma 31.57%
- Spokane-Spokane Valley-Coeur d'Alene 17.67%
- St. Louis-St. Charles-Farmington 20.03%
- Tucson-Nogales 19.28%
- Virginia Beach-Norfolk 18.8%
- Washington-Baltimore-Arlington 33.94%
- Rest of U.S. 17.06%
What does this leave out?
- Special rates for some jobs (such as law enforcement officers) and other pay plans.
- Which counties are in this locality: check with your agency.
- Tax and deductions: the GS pay calculator works out take-home pay.
What else can I work out?
- GS pay calculator Salary and take-home pay for any grade and step in Cincinnati-Wilmington-Maysville.
- GS pay scale 2026 The General Schedule base table and every locality’s own table.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military and federal pay Every military and federal pay calculator and chart in one place.
Questions about GS pay in Cincinnati-Wilmington-Maysville
What is the locality pay for Cincinnati-Wilmington-Maysville in 2026?
21.93%, for the area OPM calls “Cincinnati-Wilmington-Maysville, OH-KY-IN”. That ranks 29 of the 58 locality areas. It is added to the base table, so a GS-9 step 1 earns $64,290 here against $52,727 on the base table.
How much does a GS-12 make in Cincinnati-Wilmington-Maysville?
From $93,231 a year at step 1 to $121,203 at step 10 in 2026. Step 5 is $105,663.
What is GS-13 pay in Cincinnati-Wilmington-Maysville?
$110,865 at step 1, $125,648 at step 5 and $144,126 at step 10, a year.
What does a GS-7 earn in Cincinnati-Wilmington-Maysville?
$52,559 a year at step 1 ($2,021.50 every two weeks before tax) and $68,328 at step 10.
Is GS pay in Cincinnati-Wilmington-Maysville capped?
1 cell is held at the $197,200 cap: GS-15 step 10. It gets less than the full 21.93%.
Will GS pay in Cincinnati-Wilmington-Maysville change in 2027?
Not decided yet. The President’s plan proposes a pay freeze for 2027, with base and locality pay staying at their 2026 rates: “I have determined that for 2027, base pay and locality pay for civilian Federal employees will not change from the 2026 rates.” That is a proposal, not final.